Deposit & Withdrawal Methods
Deposit and withdraw with bank transfers, debit or credit cards, digital wallets and crypto. Compare fees, minimum amounts and processing times below.
- Bank transfers via SWIFT & SEPA
- Debit and credit cards
- Digital wallets: Skrill & Volet
- Stablecoin & Crypto deposits
- Zero deposit fees
- MT5 account currencies: EUR, USD, BTC, ETH, XRP, SOL, LTC, ZEC, USDT, XAU
Payment Methods
Compare deposit and withdrawal fees, minimum amounts and processing times
| Payment Method | Fees | Minimum | Processing Time | |
|---|---|---|---|---|
| Bank Transfers | ||||
USD Bank TransferSWIFT international transfer | Free | $100 | 1 to 3 business days | Deposit |
EUR Bank TransferSEPA transfers in euros | Free | €100 | Instant to 1 business day | Deposit |
| Cards & Digital Wallets | ||||
![]() Debit / Credit CardVisa & Mastercard | Free | $30 | Instant to 15 minutes | Deposit |
Volet | Free | $10 | Instant to 15 minutes | Deposit |
SkrillNot available in EU, UK & Japan | Free | $5 | Instant to 15 minutes | Deposit |
| Crypto | ||||
Bitcoin (BTC)Bitcoin network · Learn more → | Free | Check the portal | After network confirmation | Deposit |
Ethereum (ETH)Ethereum, Base, Arbitrum · Learn more → | Free | Check the portal | After network confirmation | Deposit |
Ripple (XRP)XRP Ledger · destination tag required · Learn more → | Free | Check the portal | After network confirmation | Deposit |
Litecoin (LTC)Litecoin network · MT5 account currency · Learn more → | Free | Check the portal | After network confirmation | Deposit |
Dogecoin (DOGE)Use on Mega1 or convert in your wallet · Learn more → | Free | Check the portal | After network confirmation | Deposit |
Solana (SOL)Solana network · MT5 account currency · Learn more → | Free | Check the portal | After network confirmation | Deposit |
Zcash (ZEC)Zcash network, transparent addresses · MT5 account currency · Learn more → | Free | Check the portal | After network confirmation | Deposit |
GRAMGRAM network · Learn more → | Free | Check the portal | After network confirmation | Deposit |
| Stablecoins | ||||
Tether (USDT)ERC-20, TRC-20, BEP-20, Solana, Polygon, Arbitrum, GRAM · Learn more → | Free | Check the portal | After network confirmation | Deposit |
USD Coin (USDC)ERC-20, Base, Arbitrum, Polygon, Solana, BEP-20 · Learn more → | Free | Check the portal | After network confirmation | Deposit |
Euro Coin (EURC)ERC-20 · Euro stablecoin issued by Circle · Learn more → | Free | Check the portal | After network confirmation | Deposit |
Tether Gold (XAUT)ERC-20 · 1 XAUT = 1 oz physical gold · Learn more → | Free | Check the portal | After network confirmation | Deposit |
| Crypto and stablecoin minimums vary by blockchain network — see the minimum deposit & withdrawal article for the full per-network breakdown. Fees & limits apply. Upon registration, clients can view full details within the client portal. Skrill service is not currently available for users based in the EU, UK, and Japan. Client funds are held in segregated bank accounts. | ||||
| Withdrawal Method | Fees | Minimum | Processing Time | |
|---|---|---|---|---|
| Bank Transfers | ||||
USD Bank Transfer | Bank fees may apply | $100 | 1 to 5 business days | Withdraw |
EUR Bank TransferSEPA transfers in euros | Bank fees may apply | €100 | 1 to 3 business days | Withdraw |
| Digital Wallets | ||||
Volet | Free | $10 | Instant to 24 hours | Withdraw |
SkrillNot available in EU, UK & Japan | Free | $5 | Instant to 24 hours | Withdraw |
| Crypto | ||||
Bitcoin (BTC)Bitcoin network · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
Ethereum (ETH)Ethereum, Base, Arbitrum · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
Ripple (XRP)XRP Ledger · destination tag required · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
Litecoin (LTC)Litecoin network · MT5 account currency · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
Dogecoin (DOGE)Use on Mega1 or convert in your wallet · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
Solana (SOL)Solana network · MT5 account currency · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
Zcash (ZEC)Zcash network, transparent addresses · MT5 account currency · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
GRAMGRAM network · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
| Stablecoins | ||||
Tether (USDT)ERC-20, TRC-20, BEP-20, Solana, Polygon, Arbitrum, GRAM · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
USD Coin (USDC)ERC-20, Base, Arbitrum, Polygon, Solana, BEP-20 · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
Euro Coin (EURC)ERC-20 · Euro stablecoin issued by Circle · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
Tether Gold (XAUT)ERC-20 · 1 XAUT = 1 oz physical gold · Learn more → | Network fee | Check the portal | Within 24 hours | Withdraw |
| Crypto and stablecoin minimums vary by blockchain network — see the minimum deposit & withdrawal article for the full per-network breakdown. Withdrawal requests are processed within 24 hours during business days. Crypto withdrawals are subject to blockchain network fees. Third-party charges may apply for bank wire withdrawals. | ||||
How to Deposit
Fund your account in three simple steps
Wallets & funding guide-
Choose a Method
Choose bank transfer, card, digital wallet or crypto in your XBTFX portal.
-
Start Trading
Once the funds arrive, move them to your trading account if needed and start trading.
Frequently
Asked Questions
Frequently Asked Questions
-
How can I deposit money into my XBTFX account?
You can deposit by bank transfer using SWIFT or SEPA, debit or credit card, Skrill, Volet, or supported crypto. Crypto options include Bitcoin, Ethereum, USDT, USDC and GRAM. Check your XBTFX portal for the methods available in your region.
-
Are there any deposit fees?
XBTFX does not charge deposit fees. Your bank, payment provider, wallet or exchange may charge its own fee.
-
How long do deposits take to process?
Crypto deposits arrive after the network confirms the transfer. Card and digital wallet deposits are usually instant or take up to 15 minutes. SEPA transfers can arrive instantly or within one business day. SWIFT transfers take 1 to 3 business days.
-
Which currencies can I use for my trading account?
MT5 accounts support EUR, USD, BTC, ETH, XRP, SOL, LTC, ZEC, USDT and XAU. Mega1 lets you use several supported assets to fund your trading balance. Check the account currency before you deposit or transfer funds.
-
How do withdrawals work?
Submit your withdrawal request in the XBTFX portal. If your funds are in a trading account, transfer the available balance to a wallet first. Requests are processed within 24 hours on business days. Crypto network fees and bank charges may apply.
Read the withdrawal guide -
Is Skrill available in my country?
Skrill is not available to clients in the EU, UK or Japan. Check your XBTFX portal to see whether it is available in your region.
Important Information
- Fees and limits apply. Sign in to your XBTFX portal for the current details.
- Skrill is not available to clients in the EU, UK or Japan.
- Bank transfers are available to XBTFX LLC clients. Client funds are held in separate bank accounts.
- SEPA transfers are EUR only.
- Crypto transfers can take longer when a blockchain network is busy.
Risk Warning
Trading in leveraged products carries a high level of risk and may not be suitable for all investors. Please read our Risk Disclosure Notice.




