Deposit XRP & Trade Forex with Ripple

Fund your XBTFX account with XRP on the XRP Ledger, open an MT5 account in XRP, and trade forex, metals, indices, energies, share CFDs and crypto from an XRP balance.

  • Native XRP on the XRP Ledger
  • No XBTFX fees on XRP deposits and withdrawals
  • XRP account currency on MT5, with P&L in XRP
  • 3 to 5 seconds to settle on the ledger
  • Destination tag required on every deposit
  • Withdrawals processed within 24 hours on business days
XRP Ledger
Ledger
XBTFX fees
$0
Settlement
~3–5s
MT5 account currency
XRP

XRP Deposit at XBTFX

Native XRP on the XRP Ledger, always with your destination tag.

Network
XRP Ledger (XRPL)
Asset format
Native XRP only. No wrapped XRP on Ethereum, Solana or other chains
Destination tag
Required. Always use the tag shown with the address in the portal
Minimum deposit
Shown in the portal before you send
XBTFX deposit fee
None
Network fee
Set by the wallet you send from, typically a fraction of a cent
Settlement time
About 3 to 5 seconds on the XRP Ledger
Crediting
Automatic once validated with the right tag
Withdrawal processing
Within 24 hours on business days
MT5 account currency
Yes, XRP accounts on Pro and Standard

Every XRP deposit needs the destination tag shown with your address in the XBTFX portal. XRP sent without the tag, or with the wrong one, is not credited automatically, and recovery is not guaranteed.

What is XRP?

XRP is the native asset of the XRP Ledger, a public blockchain launched in 2012 for fast, low-cost transfers. Transactions settle in 3 to 5 seconds for a fraction of a cent, which makes XRP one of the quickest ways to move value into a trading account. At XBTFX, XRP is both a deposit asset and an MT5 account currency.

XRP account currency

Trade Forex with XRP as your settlement currency

Open an MT5 account in XRP and every position you take, from EUR/USD and XAU/USD to the Nasdaq 100, share CFDs and other crypto CFDs, settles its P&L in XRP. Your balance stays in XRP, and you can offset XRP exposure with a short XRP/USD CFD on the same account.

  • Stack in XRP, not dollars

    Your equity grows or shrinks in XRP. XRP is your benchmark; fiat is one of the things you trade against.

  • No conversion on the way in or out

    Deposit XRP, trade in XRP and withdraw XRP, with no forced USD conversion when you fund or withdraw.

  • Fast settlement

    XRP settles in 3 to 5 seconds on-chain, a quick route in and out of a trading account.

How to deposit XRP

From sign-up to your first trade in three steps.

Read the crypto deposit guide
  1. Open an account

    Register in the XBTFX portal and verify your identity.

  2. Get your XRP address

    In the portal, choose Deposit, then Crypto deposit. Send it to your XBTFX balance or straight to a trading account, pick XRP and its network, then copy the address.

  3. Send and trade

    Send XRP on the same network. After the confirmations shown in the portal, it arrives in your balance, or in your trading account converted to the account's currency.

Need another currency? Convert swaps one balance for another in the portal. You see the rate and the fee before you confirm, and the result is credited at once.

How to withdraw XRP

Withdrawals are paid from your XBTFX balance, so move funds back from a trading account first. In the portal, choose Withdraw, pick the balance and the amount, then Crypto withdrawal with XRP and its network.

Check the receiving address and network before you confirm. Requests are processed within 24 hours on business days, and network fees apply. For extra safety, save trusted addresses and switch on Approved addresses only.

Read the withdrawal guide

XRP Deposit Questions

Common questions about depositing XRP, destination tags and trading forex with an XRP account at XBTFX.

Can I deposit XRP and trade forex on XBTFX?
Yes. XBTFX accepts XRP on the XRP Ledger. Send it to your XBTFX balance or straight to an MT5 or Mega1 trading account, including an XRP MT5 account where every position settles its P&L in XRP. You can trade forex, metals, indices, energies, share CFDs and crypto CFDs.
Do I need a destination tag to deposit XRP?
Yes. Every XRP deposit to XBTFX needs both the address and the destination tag shown in the XBTFX portal. XRP sent without the tag, or with the wrong one, is not credited automatically; recovery is slow and not guaranteed. Copy both exactly as shown.
Which XRP network does XBTFX support?
The native XRP Ledger only. Wrapped XRP on Ethereum, Solana or any other chain is not supported. Always send native XRP with your destination tag.
How fast are XRP deposits credited?
XRP settles in 3 to 5 seconds on the XRP Ledger. Once the transaction is validated and the tag matches, the deposit is credited automatically, usually within a minute.
Is there a fee to deposit XRP to my XBTFX account?
XBTFX charges no fee on XRP deposits. You only pay the XRP Ledger network fee, which is typically a fraction of a cent.
Can I open an XRP trading account?
Yes. XBTFX MT5 accounts can use XRP as their currency on both Pro and Standard. Every position you take, from EUR/USD and XAU/USD to the Nasdaq 100, share CFDs and other crypto CFDs, settles its P&L in XRP.
Does XBTFX charge for XRP withdrawals?
XBTFX does not charge a fee on XRP withdrawals; you only pay the network fee. Withdrawals are processed within 24 hours on business days. If the receiving address needs a destination tag, include it on the withdrawal form.
What is the minimum XRP deposit?
The minimum is shown in the XBTFX portal before you send. It is separate from the amount you need to start trading: most live accounts need about $10 to begin.

Important Information

  • Every XRP deposit needs a destination tag. XRP sent without the tag, or with the wrong one, is not credited automatically and recovery is not guaranteed.
  • XBTFX accepts only native XRP on the XRP Ledger. Wrapped XRP on Ethereum, Solana or other chains is not supported.
  • XBTFX charges no XRP deposit or withdrawal fees. XRP Ledger network fees apply.
  • Withdrawal requests are processed within 24 hours on business days. If the receiving address needs a destination tag, include it on the withdrawal form.
  • XRP is a volatile asset. An XRP trading account exposes your equity to XRP price moves on top of your trading P&L.

Risk Warning

Trading in leveraged products carries a high level of risk and may not be suitable for all investors. Crypto assets are highly volatile. Please read our Risk Disclosure Notice.

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