Deposit USDC & Trade Forex with USD Coin

Fund your XBTFX account with Circle's regulated USD-pegged stablecoin on six blockchains, and trade forex, metals, indices, energies, share CFDs, and crypto from your XBTFX balance.

Open an account See the networks
  • 6 networks: ERC-20, Base, Arbitrum, Polygon, Solana, BEP-20
  • Zero deposit & withdrawal fees on USDC
  • Circle-issued with monthly attestation reports
  • Auto-credit on block confirmation
  • Same-day withdrawals processed within 24 hours
  • Convert to USD or USDT in the portal, or send straight to a trading account
USDC Networks
6
XBTFX Fees
$0
Typical Confirm
~5–30s
Regulated Issuer
Circle

Supported USDC Networks

Pick the network that's cheapest and fastest from your sending wallet. XBTFX charges zero deposit and withdrawal fees on USDC — you pay only the underlying blockchain fee. Note: XBTFX does not support USDC on Tron.

Network Standard Typical Confirm XBTFX Fee
USDC on EthereumThe original USDC issuance. Highest security, highest network fees. ERC-20 ~1–3 min Free
USDC on BaseCoinbase's L2. Native USDC issuance — usually the cheapest and fastest option for USDC. L2 ~5 sec Free
USDC on ArbitrumEthereum L2. Native USDC, cheap fees, Ethereum-grade security. L2 ~30 sec Free
USDC on PolygonEVM-compatible. Native USDC issuance on Polygon PoS. POS ~30 sec Free
USDC on SolanaNative USDC on Solana. Very fast and almost-free transfers. SPL ~10 sec Free
USDC on BNB Smart ChainBridged USDC on BSC. Low fees, broadly supported by exchanges. BEP-20 ~30 sec Free

Each USDC network uses a different on-chain contract. Always confirm the network in your sending wallet matches the deposit address shown in the XBTFX portal — sending USDC on the wrong network can result in permanent loss of funds. XBTFX charges zero deposit and withdrawal fees on USDC; only the underlying blockchain network fee applies. USDC on Tron is not supported by XBTFX.

What is USD Coin (USDC)?

USDC is a regulated US-Dollar-pegged stablecoin issued by Circle. Each token is backed 1:1 by cash and short-duration US Treasuries held with regulated US financial institutions, with monthly attestation reports published by independent accountants. At XBTFX, USDC is one of the cleanest ways to move dollar-denominated value into your XBTFX balance — no banks, no SWIFT, no waiting.

Why USDC

A regulated, transparent way to fund your trading account

USDC is issued by Circle — a US-based regulated payments company — and backed by cash and short-duration US Treasuries held at regulated financial institutions. Reserves are attested monthly by an independent accounting firm. For traders that care about reserve transparency and regulatory standing, USDC is the cleanest stablecoin to fund with.

  • Regulated & transparent

    Circle is a US-regulated payments company. USDC reserves are held with regulated financial institutions and attested monthly by an independent accounting firm.

  • Six networks, low fees

    Send USDC over Base, Arbitrum, Polygon, Solana, BSC, or Ethereum mainnet. Pick the cheapest one for your wallet — Base and Solana are typically a fraction of a cent.

  • 24/7 & bank-free

    Move funds in and out around the clock without relying on SWIFT or SEPA. Convert to USD or USDT in the portal, or send USDC straight to a trading account.

How to deposit USDC

From sign-up to your first trade in three steps.

Read the crypto deposit guide

  1. Open an account

    Register in the XBTFX portal and verify your identity.

  2. Get your USDC address

    In the portal, choose Deposit, then Crypto deposit. Send it to your XBTFX balance or straight to a trading account, pick USDC and its network, then copy the address.

  3. Send and trade

    Send USDC on the same network. After the confirmations shown in the portal, it arrives in your balance, or in your trading account converted to the account's currency.

Need another currency? Convert swaps one balance for another in the portal. You see the rate and the fee before you confirm, and the result is credited at once.

How to withdraw USDC

Withdrawals are paid from your XBTFX balance, so move funds back from a trading account first. In the portal, choose Withdraw, pick the balance and the amount, then Crypto withdrawal with USDC and its network.

Check the receiving address and network before you confirm. Requests are processed within 24 hours on business days, and network fees apply. For extra safety, save trusted addresses and switch on Approved addresses only.

Read the withdrawal guide

USDC Deposit Questions

Common questions about depositing USD Coin (USDC) and funding a trading account at XBTFX.

Can I deposit USDC and trade forex on XBTFX?
Yes. XBTFX accepts USDC deposits on six networks — Ethereum (ERC-20), Base, Arbitrum, Polygon, Solana, and BNB Smart Chain — and lets you trade forex, metals, indices, energies, share CFDs, and crypto CFDs. USDC deposits are credited to your XBTFX account, where you can transfer to an eligible Mega1 or MT5 trading account.
Which USDC networks does XBTFX support?
We support six USDC networks: Ethereum (ERC-20), Base (L2), Arbitrum (L2), Polygon (POS), Solana (SPL), and BNB Smart Chain (BEP-20). XBTFX does not support USDC on Tron. The deposit address you generate in the client portal is network-specific — always confirm the network in your sending wallet matches the one shown in the portal before broadcasting.
Is there a fee to deposit USDC to my XBTFX account?
XBTFX charges zero deposit fees on every USDC network. You only pay the underlying blockchain network fee, which is typically a fraction of a cent on Base, Solana, Arbitrum, Polygon, and BSC. Ethereum mainnet (ERC-20) is the most expensive option.
Why USDC over USDT?
USDC is issued by Circle, a US-based regulated payments company. Circle publishes monthly attestation reports on the cash and short-duration treasuries backing USDC, and the reserves are held with regulated US financial institutions. Traders that prioritise reserve transparency and US regulatory disclosure often prefer USDC. USDT, by contrast, has the largest stablecoin liquidity. Both work the same way for deposits and withdrawals at XBTFX.
How fast are USDC deposits credited?
USDC deposits are auto-credited as soon as the transaction reaches the required confirmations. Base, Solana, Arbitrum, Polygon, and BSC are usually credited within seconds to a minute. Ethereum (ERC-20) typically takes 1–3 minutes once the transaction is in a block.
Can I run a USDC-denominated trading account?
Not on MT5: USDC is not an MT5 account currency. You can still fund a trading account with it: send USDC straight to the account and it is converted to the account's currency on arrival, or keep it in your XBTFX balance and convert it to USD or USDT in the portal.
Does XBTFX charge for USDC withdrawals?
XBTFX does not charge a withdrawal fee on USDC. You only pay the underlying blockchain network fee. Withdrawal requests are processed within 24 hours on business days. Choose Base, Solana, Arbitrum, or Polygon if you want to minimise the network fee.
Is USDC the same on every network?
Economically yes — 1 USDC is always pegged 1:1 to the US Dollar regardless of chain. But the token contracts are different on each network and they are not interchangeable on-chain. If you send USDC on Base to an Arbitrum address (or any other mismatch), the funds can be lost. Always match the network on both sides of the transfer.

Important Information

  • XBTFX does not support USDC on the Tron network. Sending USDC-TRC20 to any XBTFX deposit address will result in permanent loss of funds.
  • Each USDC network is a distinct on-chain asset. Always match the network in your sending wallet to the address generated in the XBTFX client portal.
  • XBTFX charges zero deposit and withdrawal fees on USDC. Standard blockchain network fees apply on all chains.
  • Withdrawal requests are processed within 24 hours on business days.
  • USDC is a deposit and withdrawal asset at XBTFX, not an MT5 account currency. Send it straight to a trading account to have it converted, or convert it to USD or USDT in the portal.
  • USDC is issued by Circle Internet Financial. XBTFX has no affiliation with Circle and provides USDC solely as a deposit and withdrawal option.

Risk Warning

Trading in leveraged products carries a high level of risk and may not be suitable for all investors. Crypto assets are highly volatile. Please read our Risk Disclosure Notice.

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