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Deposit EURC & Fund a Euro Trading Account

Move euros into XBTFX on-chain with Circle's regulated euro stablecoin. Convert in-wallet to EUR to fund a EUR-base MT5 account, deploy as cross-margin collateral on xPro, or exchange to any of our other base currencies.

  • ERC-20 on Ethereum (the only EURC network XBTFX accepts)
  • Zero deposit & withdrawal fees on EURC
  • Circle-issued, regulated, monthly attestations
  • Bank-free euro funding — no SEPA wait
  • Convert in-wallet to EUR, USD, USDT, BTC, ETH, XRP, SOL, LTC, ZEC, or XAU
  • xPro collateral — use EURC across cross-margin positions
EURC — Euro Coin deposits at XBTFX
ERC-20
Ethereum Network
$0
XBTFX Fees
Circle
Regulated Issuer
EUR
MT5 Base Currency

What is EURC (Euro Coin)?

EURC is a euro-pegged stablecoin issued by Circle — the same regulated US payments company behind USDC. Each token is backed 1:1 by euro reserves held at regulated European financial institutions, with monthly attestation reports from an independent accountant. EURC trades as an ERC-20 on Ethereum and tracks the euro 1:1, giving you a way to move euro-denominated value into a trading account without touching the SEPA banking rails.

EURC Deposit at XBTFX

EURC on Ethereum (ERC-20) — no EURC on other chains.

Token Standard
ERC-20 on Ethereum
Backing
1 EURC = €1 in regulated euro reserves with monthly attestations
Issuer
Circle Internet Financial
Minimum Deposit
No XBTFX minimum
XBTFX Deposit Fee
Zero
Network Fee
Ethereum gas — set by your sending wallet
Confirm Time
~1–3 minutes after the tx is mined
Auto-Credit
Yes — credited automatically once confirmed
Withdrawal Processing
Within 24 hours on business days
MT5 Base Currency
No — convert to EUR (or any other base) in-wallet to fund MT5
xPro Collateral
Yes — use EURC directly as cross-margin collateral
Two paths

Convert to EUR, or hold as collateral

EURC isn't a base currency itself, but it's the cleanest way to bring euros into XBTFX. The in-wallet exchange converts EURC to EUR — or any of our other base currencies — instantly, ready to fund any MT5 account. Or hold EURC in your wallet and use it as cross-margin collateral on xPro without conversion.

Regulated & transparent

Circle issues EURC against euro reserves at regulated European banks, attested monthly by an independent accountant.

Bank-free euro funding

No SEPA wait, no bank holidays. Send EURC anytime, anywhere, settle in minutes, convert to EUR in-wallet.

Convert anywhere

In-wallet exchange to EUR, USD, USDT, BTC, ETH, XRP, SOL, LTC, ZEC, or XAU — fund any MT5 base account at fair market rates.

How to Deposit EURC

From sign-up to a funded EUR trading account in three steps

1
Open an Account
Register at my.xbtfx.com and complete identity verification.
Register Now
2
Generate an EURC Address
In the client portal, generate an Ethereum (ERC-20) deposit address for EURC.
3
Convert & Trade
Convert in-wallet to EUR (or any other base currency) and fund your trading account, or hold EURC as xPro collateral.
FAQ

EURC Deposit
Questions

EURC Deposit Questions

Common questions about depositing EURC, funding a EUR base trading account, and converting to other base currencies at XBTFX.

  • Can I deposit EURC and trade on XBTFX?

    Yes. XBTFX accepts EURC deposits on Ethereum (ERC-20). Once credited to your XBTFX Wallet, EURC is most commonly used to fund a EUR base-currency trading account, but the in-wallet exchange also lets you convert to any other base currency — USD, USDT, BTC, ETH, XRP, SOL, LTC, ZEC, or XAU.

  • Which network does XBTFX support for EURC?

    XBTFX supports EURC on the Ethereum network only (ERC-20). Circle issues EURC on additional chains, but XBTFX does not accept EURC deposits from any other network. Always send via Ethereum mainnet to the deposit address generated in the client portal.

  • Is EURC an MT5 base currency?

    No. EUR is the euro base currency on MT5; EURC is the deposit asset. After your EURC deposit lands in the XBTFX Wallet, use the in-wallet exchange to convert it to EUR and fund a EUR-base MT5 trading account, or to any of our other supported base currencies (USD, USDT, BTC, ETH, XRP, SOL, LTC, ZEC, XAU).

  • Why deposit EURC instead of a SEPA wire?

    EURC is the bank-free way to fund a EUR account at XBTFX. SEPA wires take up to a business day, are limited to EU-area banks, and can be subject to weekend and holiday delays. EURC settles in 1–3 minutes, 24/7, from anywhere in the world. The in-wallet conversion to EUR is instant.

  • Why use EURC over USDC?

    If your trading account is denominated in EUR, EURC removes the USD ↔ EUR conversion that you'd otherwise pay on a USDC deposit. You keep your euro-denominated capital in euros from wallet-to-deposit-to-trading-account, with no FX conversion spread eaten on the way in or out.

  • Is there a fee to deposit EURC?

    XBTFX charges zero deposit fees on EURC. You only pay the underlying Ethereum gas fee for the ERC-20 transfer.

  • Can I use EURC as collateral on xPro?

    Yes. xPro uses multi-asset cross-margin collateral, so EURC deposits can collateralise any xPro position without converting. Your EURC balance backs the margin on positions across forex, metals, indices, crypto, and share CFDs.

  • Does XBTFX charge for EURC withdrawals?

    XBTFX does not charge a withdrawal fee on EURC — you only pay the Ethereum network fee on the outgoing transaction. Withdrawal requests are processed within 24 hours on business days.

Important Information

  • XBTFX accepts EURC on Ethereum (ERC-20) only. Sending EURC on any other chain is not supported and may result in permanent loss of funds.
  • EURC is not an MT5 base currency. Use the in-wallet exchange to convert EURC to EUR (or any other supported base currency) and fund a trading account from there. Alternatively hold EURC as xPro cross-margin collateral.
  • EURC is issued by Circle Internet Financial. XBTFX has no affiliation with the issuer and provides EURC solely as a deposit, withdrawal, and collateral option.
  • XBTFX charges zero deposit and withdrawal fees on EURC. Standard Ethereum network fees apply.
  • Withdrawal requests are processed within 24 hours on business days.

Risk Warning

Trading in leveraged products carries a high level of risk and may not be suitable for all investors. Please read our Risk Disclosure Notice.